Landlord Insurance

Who Needs Landlord Insurance?

As a landlord, you own and manage real estate that provides income. You may also be responsible for damages caused on your property or that result from the use of your property. Without insurance, such damages could lead to significant financial loss, up to and including the loss of your property.

What Does a Landlord Policy Do?

Landlord insurance is coverage designed to protect your rental investment, and you, from risks such as:

  • Liability: If a guest or visitor is injured on your rental property and files a claim against you, landlord insurance can help pay for legal fees and court costs. It’s also good to have in case any disputes arise with tenants about the return of their security deposit. Losses that exceed policy limits may not be covered.
  • Property damage: This type of coverage can help you pay for repairs and/or replacements should your property be damaged, such as from a fire or storm. The policy should also cover the costs involved in temporarily housing your tenants while their units are being repaired or restored to habitability.
  • Loss of income: If you’re forced to close your rental property because repairs are needed, this coverage can help you pay the costs of lost rents. The same applies if a tenant’s actions prevent other paying tenants from moving into the rental unit.

Selecting a Landlord Policy

Our team is ready and waiting to talk you through the important choices you need to make in setting up a landlord policy. Contact us for a free consultation and let us help you protect your rental property.


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6000 Shakerag Hill Ste 116
Peachtree City, GA 30269

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