Home insurance is a specific type of liability insurance which protects the home and the belongings inside from damage, theft or liability. Homeowners can purchase either a personal property policy or a homeowners full-coverage policy.
A personal property policy covers belongings, such as furniture and electronics, for loss or damage caused by a variety of risks. A full-coverage policy–known as a homeowners insurance policy–is required to cover things like liability and damages to the home itself. Some policies offer both options; others only offer the option for either personal property or homeowners coverage.
Also remember that Insurers offer different levels of protection when you purchase a policy, and factors like the age and history of your home could be important when purchasing an insurance plan.
Determining the ideal amount of coverage and choosing between the wide variety of insurance options available to you can be a complex task, and our team is standing by to offer a helping hand. Consultations are free of charge, so contact us today to start the process of protecting your home.
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