Business Insurance

What Kind of Business Insurance Do I Need?

As a business owner, you already know you need insurance coverage. Whether you run a restaurant or sell clothes at a local boutique, you probably have items for sale and customers coming through your doors. Even if you’re just running a hot dog stand on the street, there’s still a chance someone could trip and fall, and blame you.

What Does Business Insurance Cover?

A standard commercial insurance policy will cover damage to property as well as injuries to customers, employees and visitors. In addition to covering the cost of any lawsuits that may arise from this kind of incident, a business insurance policy will usually cover associated legal expenses if you have to go to court.

Additionally, a standard policy will often cover damage to your building and equipment, as well as the theft of cash. You would also have the option of covering expensive items such as computers, copy machines, or other technology that cannot be easily replaced.

Establishing a Business Policy

To ascertain the needs of your business and build a policy that protects your assets as well as your employees, we invite you to visit our offices for a free consultation. Our agents are ready and waiting to help you create the perfect policy for your business, contact us today.

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