Business Auto Insurance

Do I Need Commercial Auto Coverage?

Insurance coverage for your commercial vehicle is crucial, and a policy is often required by the state or municipality in which your enterprise is operating.

What Does a Commercial Auto Policy Cover?

In general, a commercial auto policy will cover the spectrum of expenses you would not want to be burdened with in the event of an accident. A commercial vehicle policy typically includes:

  • Bodily injury and property damage liability
  • Uninsured/underinsured motorists’ coverage for bodily injury or death to another party caused by your neglect or the neglect of an individual in your vehicle
  • Personal injury protection (PIP) for anyone hurt by your commercial vehicle
  • Medical payments coverage to pay medical bills for yourself, passengers in your car, pedestrians injured by you, or by any other driver included on the policy

Note that deductibles are also sometimes required on commercial automobile insurance policies.

How Do I Set Up a Commercial Auto Policy?

Our team is highly experienced in establishing automotive policies for businesses, and we would be glad to sit down with you at no charge to discuss your options. Contact us today so we can help you get started.

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